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标题: 关于在德国生孩子的问题 [打印本页]

作者: XTZ 时间: 14.1.2006 07:27
我现在住在日本，在德国申请到了一个研究位置，将于3月初开始工作。老婆怀孕了，预产期大约在4月底。有没有前辈有关于在德国生孩子的方面的经验或者信息？
我的问题是，在登陆德国后，我需要自己办理保险，
1。老婆已经在怀孕的状态下，可以办理健康保险吗？如果能够加入保险，生孩子大约花费如何。听在美国的师兄说，如果是在怀孕后加入保险，保险不cover生孩子的住院费用，所以自己要花费3万美金。本人积蓄不多，很担心。
2。在德国生孩子，住院的相关手续和过程复杂吗？我不会德语，而且估计研究工作也很繁忙，所以很害怕自己没有足够的时间照顾老婆孩子。
以上两个问题，还望前辈们能够指教。

作者: ttmw 时间: 14.1.2006 13:21
Do not worry! The insurence system in Germany is much better than
USA. I do not think you need to pay the fee caused by the birth.

I am mother of two in Germany, a Chinese.I paid nothing for the birthes,as my husband buys insurence and all family members are covered by that.Please remeber Germany is a very social country.
If you like you can call me in German time from 16:00 to 20:00 under telephone number:0177-2004-168. Or you can call me as you are in Germany.Sherry

作者: XTZ 时间: 15.1.2006 03:36
谢谢您的热情回复。我在别的论坛上得到下面的回复：

据我所知，必须投保8个月以上，保险公司才承担生孩子的费用。

我所认识的，都是在保险内生的孩子。所以如果要自己掏腰包，费用不知道。但个人推测，不会便宜。

多一句嘴：鉴于楼主得情况，又没有保险（至少暂时不包括生孩子），工作又忙，临产期又比较紧迫，最好还是留在国内生产比较好。不然，大人宝宝都要受不少罪呢。

请问这是真的吗？

事关重大，所以我不得不慎重考虑。请见谅。我已记下了您的电话，必要的时候，会打电话向您仔细咨询的。非常感谢。

作者: juliajeep 时间: 15.1.2006 15:02
let me try to give some info. from my experience

1. giving birth in germany will cost 0, if you are covered by insurance. wife and all children can be covered by the husband insurance. that means when you have insurance, the insurance company will cover your wife and children automatically. but you need to fill the application form.

2. before giving birth, you and your wife are allowed to go and visit every hospital or delivery house in your city as you like, to make final decision where you wanna have your baby born.

3. before giving birth, you can get a local " Hebamma (means midwife) List" from the doctor or hospital. Then you can choose a Hebamma from the list. This professional woman will go and visit your wife and the new born in your home from the 1st week until 8 weeks after the birth to make sure your wife is fully recovered and teach your wife and you how to breasfeeding or bathing or changing diapers for the baby... the freqency of visiting can be deciding by you. this around 20 times visiting will be paid by the insurance.

4. before the birth, your wife and you can go together for delivery course which holded by the hospital or Hebamma. they will teach you two, esp your wife how to relax and push during delivery. and lots of other info. your wife's part will be paid by the insurance.

5. normally when there is nothing complicaed by the mama and the new born, your wife will be allowed to stying in the hospital around 4 to 6 days.

6. your wife can go to do " Rükenbildungskurs" (i dont know whats that in english, 中文是骨盆及产道恢复训练), in order to help your wife to get fit as before. this training usually takes 8 weeks (2 hours a week), and will also be paid by the insurance.

7. you will have for sure holidays after you baby is born. you can ask up to 3 years " parents time" to stay in home with your wife. but your company wont pay you during this 3 years, but your position is kept.

personally i think giving birth here is easier than in china, if you can have 3 weeks holiday after the birth to help your wife to cook and take care of houehold work. the Hebamma will help you two a lot in babe knowledge.

good luck.

作者: dhm 时间: 28.1.2006 18:24
不知为什么

作者: 五香 时间: 1.2.2006 19:07
不是想给宝宝混个德国国籍吧？不然还是国内生的好。。。

作者: ChengChong 时间: 6.2.2006 16:03
怎么可能是德国籍，如果父母双方是中国籍，孩子不会是德国籍的，除非
去法国生。德国始终是排外的。

作者: 游侠 时间: 7.2.2006 11:42
私人保险是每人单保，法定保险才是包括家属的。

看各位的合同。作为雇员应该法定保险，作为自由职业者必须私人保险。所以，要问清。

私人保险有所谓的“等待期”。生产的“等待期”一般为8个月。这就是说，合同生效起头8个月内保险公司不管这方面的费用。具体细节各保险公司也许不同。

法定保险没这个问题。

作者: 蓝水晶 时间: 1.5.2006 16:05
对的．

QUOTE(PHOTOPAPER @ 30.04.2006, 16:05 )

怎么可能是德国籍，如果父母双方是中国籍，孩子不会是德国籍的，除非
去法国生。德国始终是排外的。

去法国生可以入法国籍吗????
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作者: AltWerther 时间: 2.5.2006 08:52
估计这段时间楼主辛苦了。挺住啊。

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